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Layaway Plan for Disney Vacations

The Vacationeer is the exclusive travel partner of WDWNT. Visit to enlist their help in planning your next Disney vacation!

If there’s one thing not to love about Disney vacations, it’s the cost. But did you know that Disney allows you to spread the total cost of your trip over multiple payments? That’s right, you’re able to lock-in your availability with a deposit and then design an interest-free payment plan for the remaining balance.

Let’s explore how this flexible layaway plan can fit within your budget and make going to Disney World a reality.

Paying the Deposit

As we emerge from the pandemic, Disney continues its phased reopening and demand for Disney vacations is growing by the day.  The desire to travel and have fun again is stronger than ever.

Yet, for many of us, we’re not sure if it’s the right time to spend our money or if we can afford a trip in the first place. It can be a challenge to save for a Disney World vacation but it’s even more challenging now.  

Fortunately, Disney offers us a way to ease the financial burden.

To begin with, Disney requires a deposit of $200 to book a vacation package. This amount is due within 3 days of making a reservation.

Once you have paid the deposit, Disney then gives you plenty of flexibility with how to pay for the rest of your trip.

Please note: If you book a Disney trip within 30 days of your expected arrival date, your full payment is due when the reservation is made (and you won’t be able to take advantage of this payment plan).

We highly recommend that you book your trip at least a few months in advance of your arrival. This will allow you more time to pay down your balance and give you a better chance of securing the reservations you want before they’re scooped up by other guests.

As the saying goes, the early bird catches the worm!

Ready to get a jumpstart on your Disney World vacation? If so, please contact the commission-free Authorized Disney Vacation Planners at The Vacationeer. We can help you plan and book every aspect of your magical Walt Disney World vacation, make sure you get the biggest discounts, and set up a payment plan that fits within your budget. Contact us today!

How Flexible is Disney’s Layaway Plan?

Disney’s layaway plan doesn’t really have any specific guidelines other than the deposit amount and when the final payment is due. Instead, they leave the decision-making up to you.

As you book your trip, you’re required to pay the deposit, and then you’re able to set up a payment plan that allows you to make as many interest-free payments as you choose.

You decide the amount you want to pay, and the date you wish to pay it. A Disney vacation specialist can help you implement the plan.

Your final payment (remaining balance) is due no later than 30 days before you’re scheduled to arrive at Disney World.


Ways to Create your Disney Payment Plan

As we said, the final payment is due thirty (30) days before your check-in date. Otherwise, Disney is pretty flexible with how you pay for your trip.

You’re free to design any type of installment plan that works for you, so long as each payment is $20 or more.

Some people schedule their installment payments to coincide with their paychecks (every 2 weeks) while others prefer to make a payment once per month or once every few months.

You could also just make one lump sum payment as the 30-day deadline approaches.

There is no right or wrong way to set up a layaway plan for Walt Disney World. Whatever you decide is ultimately your call to make.

You’ll have to examine your cash flow to determine how a layaway plan can fit into your monthly budget.  Just keep in mind that the further in advance you book your trip, the more time you’ll have to pay it off.

There’s no time like the present to start saving for your next Disney World vacation. Why not make your reservations now and get a head start paying for your trip? By the time you’re packing your suitcase, your Disney trip will be completely paid off!

Let The Vacationeer Create your Layaway Plan

The Vacationeer has been named an Authorized Disney Vacation Planner and an Earmarked Gold Producer. Disney bestows this recognition on a select number of agencies that meet the highest standards of excellence.

With this achievement, you can be assured that our “Vacationeers” possess the experience and dedication to create the most magical vacation possible for you and your family.

We’re here to help you plan and book every aspect of your Disney World vacation. We’ll start by giving you a quote and then answer all your questions. Once your plans have been finalized, we’ll handle all of your resort and dining reservations. If FastPass+ makes a return (fingers crossed), we’ll book all of your ride selections at your behest.

The Vacationeer can even handle your stroller rentals and transportation needs. Plus, if you need insider tips, we’ll be more than happy to share some with you. After all, Disney is both our job and our passion!

And more to the point of this article, we can work together to set up an automatic payment plan until your entire balance is due.

The Vacationeer will never charge you an interest fee, service charges, or any type of commission for any of our services or for setting up a payment plan.

We also get you the best deals.

Your Disney vacation planner will monitor the discounts to make sure you get the lowest prices when you book your trip. If a bigger discount comes along after you book with The Vacationeer, we’ll automatically apply the saving to your account.

Not to toot our own horn, but it’s really an amazing service!

The earlier you book, the more options you’ll have and the more time you’ll have to pay off the balance. Contact The Vacationeer and start your planning today!

Click here from a free quote or call us now at (833) 469-8747.

For more information on booking your next trip with our official travel agent sponsor, the Vacationeer, visit

  1. This is actually one of my little fun moments of the countdown to the trip. I love making a payment and having it send up the little Mickey balloons. I really miss all the mail we used to get when we booked a vacation (those personalized brochures were amazing), but I understand and totally support cutting down on consumables, so this is a different way to mark moments leading up.

  2. This does not apply for a room only booking. If you book ONLY a room/hotel at Disney (no dining plan, tickets or added extras), you will have to pay in-full at the time of booking.

  3. be honest with yourself. if you cannot afford to go to disney then do not go. the magic has become very expensive. my sister belongs to dvc and we stayed in a 3 bedroom at baylake tower. cost per night for you? 6 grand per night.

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